Business Card Services
Additional Security and Business Tools
Easy is wonderful when you’re a small business owner. So is security. Our business card services aim to provide both, giving you the tools you need to make purchases while keeping your information safe.
Business Credit Cards
Regardless of the size of your business, keeping your personal and business expenses separate is vital. That’s where Cherokee State Bank business credit cards can help.
Card Benefits
- Visa worldwide acceptance
- Cards auto-renew every 2 years
- Includes $150K in Travel accident insurance
- 25-day payment grace period
- SavingsEdge program provides discount savings at participating merchants
- Apple and Google Pay compatible
Cherokee State Bank business credit card is a valuable tool to help manage and grow your business.
To get apply for your business credit card, click here!
Business Debit Cards
Make business purchases when needed with a Cherokee State Bank business debit card. All our business debit cards offer the protection of Mastercard SecureCode®, a secret code number used in online transactions to prevent fraud.
Mastercard SecureCode® Adds Extra Security
Place another layer of security to your online transactions with Mastercard SecureCode. Here’s how it works:
- You create a secret code known only to you and Cherokee State Bank
- Whenever you shop online at a participating merchant, you enter the code before each transaction is allowed to be completed
- This prevents criminals from being able to make purchases if they somehow get ahold of your debit card information
Since SecureCode works with your existing Mastercard account, the enrollment process is quick and easy.
Business debit cards are available with all our business checking accounts. For more information, please contact us today.
Lost or Stolen Debit Card
Did you lose your debit card or think it may have been stolen? If so, call (712) 225-3000 immediately during regular business hours. Outside normal business hours, please call (800) 383-8000 for assistance.
Notice of Blocked Countries for Debit Transactions
Due to regulatory requirements and incidents of fraudulent activity, Cherokee State Bank blocks certain debit card activity based on risk. From time to time, the list of blocked activity by country is updated based on current fraud trends and/or government sanctions. Currently, all transactions, point of sale (POS) signature based and POS when the card is not presented to the merchant are blocked from transacting in all countries excluding The United States and Canada. You can still make PIN-based transactions when traveling.
If you have further questions regarding this notice, please contact the bank at 712-225-3000.
SHAZAM® Falcon
SHAZAM Falcon is a free security service offered to all Cherokee State Bank customers. Here’s how it works:
- This service monitors your debit card 24/7 for fraudulent activity to prevent unauthorized activity on your card.
- If fraud is suspected, you will receive a notification on your phone or a voice message if you are unavailable.
- A temporary block will be placed on your card if you do not reply.
- Shazam Falcon will never ask for your personal information such as Social Security Number or security codes, etc. Shazam will ask to verify your address and confirm your recent purchase activities.
Contact us to learn more about SHAZAM Falcon.
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We are a part of the Privileged Status network, meaning you get surcharge-free ATM access at any of the thousands of Privileged Status ATMs across the United States.
Use the Privileged Status ATM locator to find one near you.
SHAZAM® Brella
There are many features to the SHAZAM Brella app that make it a great financial tool:
- It is available for both iOS (Apple) and Android devices
- It acts as another set of eyes watching your account for possible fraud attempts
- Gives you the ability to temporarily lock your card
- Sends alerts for suspicious transactions
Download the app for your Apple or Android device today
