Checking Accounts
Choose the Best Account for Your Lifestyle
No other banking product has as large an impact on your financial life than your checking account.
It’s where you deposit your income and purchasing funds are drawn from. That makes it crucial to find a checking account that fits your specific needs. At Cherokee State Bank, we offer a variety of different checking accounts with varying benefits and features.
Check Orders
Bank-A-Count offers a variety of computer checks, manual checks, and blank check stock along with many accessories for your business and personal needs. Our checks are guaranteed to be compatible with any printer as well as a variety of software, including QuickBooks and Peachtree/Sage50. And our fast turnaround time means your order will be in the mail within two business days!
If you are unable to place a personal order with our new check printer, Bank-A-Count, due to one of the following reasons: New Check Order or Have Not Ordered through Bank-A-Count before, please call us at 1-712-225-3000:
**Business checks will need to be ordered with a CSB representative by calling us at 1-712-225-3000.
Click here to Re-Order Checks now!
Checking Accounts Available
Basic Checking
- $50 opening deposit required
- No minimum balance
- eStatements required ($3 plus tax paper statement)
- Free debit card
Open Your Checking Account Today
Premium Checking
- $50 opening deposit required
- $1,000 minimum balance
- No fee unless minimum is not met; if not met, $5 service charge plus tax will be assessed
- Check images returned with monthly statement
- eStatements or paper statements available
- Interest will be compounded daily and credited monthly to the account*
- Tiered & variable interest rate* and APY**. See Checking and Savings Rates or contact us for current rate information.
- Free debit card
* Contact us for current rate information
** Annual Percentage Yield (APY)
Open Your Checking Account Today
E-Checking
- $50 opening deposit required
- No minimum balance
- Free debit card
- Interest will be compounded daily and credited monthly to the account*
- Requirements must be met each statement cycle to earn premium rate:
- 15+ posted & settled POS or debit card transactions (exclude ATM)
- 1 or more ACH debit or ACH credit
- eStatements required
- Online banking required
- Earn a rate of 3.25% APY** on your account balances $0.01 to $25,000, 0.05% APY** on balances over $25,000.01; 0.01% APY** if you do not meet the monthly requirements
* Contact us for current rate information
** Annual Percentage Yield (APY)
Open Your Checking Account Today
Required Field *
