Checking Accounts

Choose the Best Account for Your Lifestyle

No other banking product has as large an impact on your financial life than your checking account.

It’s where you deposit your income and purchasing funds are drawn from. That makes it crucial to find a checking account that fits your specific needs. At Cherokee State Bank, we offer a variety of different checking accounts with varying benefits and features.

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Checking Accounts Available

Basic Checking

• $50 opening deposit required
• No minimum balance
• eStatements required ($3 plus tax paper statement)
• Free debit card

Open Your Checking Account Today

Get Started

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Premium Checking

• $50 opening deposit required
• $1,000 minimum balance
• No fee unless minimum is not met; if not met, $5 service charge plus tax will be assessed
• Check images returned with monthly statement
• eStatements or paper statements available
• Interest will be compounded daily and credited monthly to the account*
• Tiered & variable interest rate* and APY**. See Checking and Savings Rates or contact us for current rate information.
• Free debit card

* Contact us for current rate information

** Annual Percentage Yield (APY)

Open Your Checking Account Today

Get Started

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E-Checking

• $50 opening deposit required
• No minimum balance
• Free debit card
• Interest will be compounded daily and credited monthly to the account*
• Requirements must be met each statement cycle to earn premium rate:
  • 15+ posted & settled POS or debit card transactions (exclude ATM)
  • 1 or more ACH debit or ACH credit
  • eStatements required
  • Online banking required
• Earn a rate of 3.25% APY** on your account balances $0.01 to $25,000, 0.05% APY** on balances over $25,000.01; 0.01% APY** if you do not meet the monthly requirements

* Contact us for current rate information

** Annual Percentage Yield (APY)

Open Your Checking Account Today

Get Started

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Required Field *

Type of Deposit Account

• Please check all of the applicable accounts you would like to open. If you don't currently know what account you would like to open just leave this section blank and a bank representative can discuss with you the available options.

  Checking Savings Money Market CD

• This is an application for a joint account.
  

Primary Account Holder

• First Name
• Middle Initial
• Last Name
• Social Security #
• Primary Phone
• Work Phone
• Cell Phone
• Email Address
• Date of Birth
• Best Time to Contact
• Method of Contact -- Select -- Primary Phone Work Phone Cell Phone Email Address
• Address Line 1
• Address Line 2
• City
• State -- Select --AlabamaAlaskaAmerican SamoaArizonaArkansasCaliforniaColoradoConnecticutDelawareDCFloridaGeorgiaGuamHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarshall IslandsMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPalauPennsylvaniaPuerto RicoRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirgin IslandsVirginiaWashingtonWest VirginiaWisconsinWyoming
• Zip
• • My mailing address is different than my address line 1 Mailing Address
• How long at residence? -- Select -- 1 Year Or Less 2 Years 3 Years 4 Years 5 Years More than 5 years
  Please provide Previous Address

Borrower

• Employment

• Current Employer / Source of Income
• Occupation
• Years at Current Employer
• Years Employed in this Profession
• Primary Gross Income (annually)
• Other sources of income

  • Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.

  • Other Gross Income (annually)
  • Source of Other Gross Income
• Monthly Mortgage/Rent Payment Amt
• Additional Monthly Liabilities

By signing below, I certify that everything I have stated in this Application is correct to the best of my knowledge, you agree that we may verify credit record by any means necessary, including preparation of a credit report by a consumer reporting agency. If signing on behalf of a business or other entity, you also acknowledge that we may verify the creditworthiness of that entity.

• Applicant
• Date
• Co-Applicant
• Date

All information is confidential and is intended to better serve our customer's needs. Thank you!

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