Checking Accounts

Choose the Best Account for Your Lifestyle

No other banking product has as large an impact on your financial life than your checking account.

It’s where you deposit your income and purchasing funds are drawn from. That makes it crucial to find a checking account that fits your specific needs. At Cherokee State Bank, we offer a variety of different checking accounts with varying benefits and features.

Checking Accounts Available

Basic Checking

  • $50 opening deposit required
  • No minimum balance
  • eStatements required ($3 plus tax paper statement)
  • Free debit card

Open Your Checking Account Today

Get Started

Premium Checking

  • $50 opening deposit required
  • $1,000 minimum balance
  • No fee unless minimum is not met; if not met, $5 service charge plus tax will be assessed
  • Check images returned with monthly statement
  • eStatements or paper statements available
  • Interest compounded and credited monthly*
  • Variable interest rate*
  • Free debit card

Open Your Checking Account Today

Get Started


  • $50 opening deposit required
  • No minimum balance
  • Free debit card
  • Requirements must be met each statement cycle to earn premium rate:
    • 15 posted & settled POS or debit card transactions (exclude ATM)
    • 1 or more ACH debit or ACH credit
    • eStatements required
    • Online banking required
  • Earn a rate of 1.50% APY** on your account balances up to $25,000, 0.05% APY** on balances over $25,000; 0.01% APY** if  you do not meet the monthly requirements

* Contact us for current rate information

** Annual Percentage Yield (APY)

Open Your Checking Account Today

Get Started

Required Field *

Type of Deposit Account

  • Please check all of the applicable accounts you would like to open. If you don't currently know what account you would like to open just leave this section blank and a bank representative can discuss with you the available options.

Primary Account Holder


  • Employment

    • Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.

By signing below, I certify that everything I have stated in this Application is correct to the best of my knowledge, you agree that we may verify credit record by any means necessary, including preparation of a credit report by a consumer reporting agency. If signing on behalf of a business or other entity, you also acknowledge that we may verify the creditworthiness of that entity.

All information is confidential and is intended to better serve our customer's needs. Thank you!

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