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Business Checking Accounts

Three Levels of Accounts

A commercial checking account is the basis of your business’s finances. It needs to match your transaction volume, peaks and valleys in cash flow and provide the right ancillary services. We have three unique accounts to choose from, so you’ll be sure to find the right fit for your business.


Basic Business Checking

This checking account is a basic business deposit account ideal for small businesses with low transaction volumes. With no monthly maintenance or transaction fees, it provides just what new businesses need at no cost.

  • $50 opening deposit
  • No minimum balance
  • 150 free transactions per month, $0.15 per transaction thereafter
  • eStatements required ($3 plus tax paper statement)
  • Free debit card

Business Interest Checking

Ideal for businesses that can keep a higher account balance, this checking account comes with the added value of interest.

  • $50 opening deposit
  • Minimum $20,000 average collected balance to avoid the monthly $15 service charge plus tax
  • 200 free transactions per month, $0.15 per transaction thereafter
  • eStatements or paper statements available
  • Interest compounded and credited monthly*
  • Variable interest rate*
  • Free debit card

Business Analysis

This account is designed to meet the specific needs of businesses with a higher volume of transactions. Earn credit to offset service and transaction fees. (Earnings credit cannot exceed your total service charges).

  • $50 opening deposit
  • $15 monthly service charge plus tax
  • $0.06 on us, $0.10 transit items, all other items $0.12
  • Charges for currency and rolled coin $0.65 per $1,000
  • Earning credit index: $0.50
  • eStatements or paper statements available
  • Free debit card

*Contact us for current rate information

 To open your account, stop by our office at 212 W Willow Street in Cherokee today.

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