Personal Banking

Helping You Reach Financial Success

What are your dreams? Whatever they are, we’re here to help. We’ve been here for individuals and families since 1888, helping them on their path to success, however it is defined.

Whether you live in town or out, Cherokee State Bank offers just what you need to find financial success.

Checking Accounts

No one manages money exactly like you, so your checking account should fit you. Our checking account options provide what you need for your lifestyle.

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Savings, CDs & IRAs

The future is a fickle thing. We’ve found it’s best to be prepared, and help you do so by offering numerous ways to save for whatever comes next.

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IRAs and HSAs

Saving for the future or for health-related expenses doesn't have to be hard. We can help you do both through our IRA and HSA accounts.

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Online Banking

Take control of your finances with Online Banking. From checking account histories to transferring funds, you can manage your finances without needing an advanced degree.

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Card Services

Debit and ATM cards are more than pieces of plastic. There are a number of uses and comprehensive services you can add to them for greater flexibility with your finances.

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Deposit Rates

We offer competitive rates on all personal deposit products to give you the best return on your investment and more capital to put toward your dreams.

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Deposit Account Application

Ready to open a deposit account at Cherokee State Bank? Our online Deposit Account Application allows you to start the process in just minutes.

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